Monarch Money MCP

Monarch Money MCP is an MCP server that provides agents with access to the Monarch Money personal finance platform. Monarch Money aggregates financial data from banks, brokerages, and other institutions, and this server makes that aggregated view available through the MCP protocol. It is particularly useful for agents that need a holistic view of a user’s financial picture, including investment positions across multiple accounts.

The server connects to Monarch Money and exposes financial tracking data through structured MCP tools. Agents can retrieve information about linked accounts, investment positions, transaction history, and net worth metrics. Since Monarch Money aggregates from multiple institutions, this provides a cross-brokerage view of investment holdings that individual brokerage MCP servers cannot offer on their own.

Monarch Money MCP is a good fit for users who want their agents to understand their complete financial picture rather than just one brokerage account. It excels at portfolio-level questions that span multiple institutions — such as total equity exposure across all accounts, overall asset allocation, or consolidated performance tracking. Since it is a read-only tracking integration, it complements execution-capable brokerage servers by providing the big-picture context for trading decisions.